Terms And Condition

The following sets forth the terms and conditions under which  Predictive Technologies. Services (“MyPandit” or “www.MyPandit.com” or “we” or “our” or MyPandit APP) offer you access to our services.

Welcome! When using MyPandit.com services, You (“Member” or “You” or “Your”) agree to the Terms and Conditions described herein (“Terms of Service”).

Acceptance of Terms and Conditions: Please read these Terms of Service carefully before using the services provided by MyPandit.com via our website ( which is currently located at www.MyPandit.com – this “website”). By clicking the “I AGREE” button, you signify that you agree with these Terms of Service.

These Terms of Service may be amended by MyPandit.com at any time in our discretion by posting the amended Terms on our website. If you become a member prior to the posting of amended terms on our website, the amended terms shall automatically be effective just after they are initially posted on our site. You agree that your continued use of this website after such amendment shall signify your acceptance of such change. This agreement may not be otherwise amended except in writing signed by both you and MyPandit.com.


1. DESCRIPTION OF MYPANDIT:

MyPandit.com provides astrological content, reports, data, telephone, video and email consultations (“Content”) via the World Wide Web, electronic mail and other online portals and mobile apps. Although portions of the Content may be viewed simply by visiting the MyPandit.com site (the “Free Services” and “Paid Service”), in order to access the personalized astrological zone and/or receive additional Content and services from MyPandit.com(the “Paid Services”), You may need to register as a member of MyPandit.com to receive or provide certain Paid Services. The Free Services and the Paid Services are referred to collectively in these Terms of Conditions as the “Services.” In consideration for the Paid Services, Member agrees to:
provide certain current, complete, and accurate information about Member as prompted to do so by MyPandit.com.

maintain and update this information as required to keep it current, complete and accurate. All information that We request and You provide on original sign-up, and all updates thereto, are referred to in these Terms of Conditions as “Registration Data.” Many of the Services and Content are provided by third party suppliers and not by MyPandit.com.

2. MEMBER ELIGIBILITY:

The Services are available only to individuals who can form legally binding contracts under applicable law. Without limiting the foregoing, the Services are not permitted to be used by minors (which means, in most jurisdictions, those under the age of 18) or temporarily or indefinitely suspended MyPandit.com members. In addition, MyPandit.com does not permit the use of the Services by residents

(a) of any jurisdiction that may prohibit our Services or

(b) of any country that is prohibited by law, regulation, treaty or administrative act from permit entering into trade relations or/and

(c) of any religious practices. If you do not qualify, please do not use the Services.

3. “Call with Astrologer” FEATURE:

By agreeing to the terms and conditions, you are also giving us consent to MyPandit to call you on your mobile number, even though it is on DND.

4. SITE CONTENT:

Other than the guidance and advice you receive directly from your licensed Provider, the educational, graphics, research sources and other incidental information on the Site, the Content, should not be considered medical advice. You should always talk to an appropriately qualified health care professional for diagnosis and treatment, including information regarding which medications or treatment may be appropriate for you. None of the Content represents or warrants that any particular medication or treatment is safe, appropriate, or effective for you. MyPandit does not endorse any specific tests, medications, products or procedures.

5. MEMBER REGISTRATION DATA:

Upon registration, including Your provision of Registration Data, You will receive an MyPandit identification (“YOUR PHONE NUMBER “) and an OTP. You are entirely responsible if you do not maintain the confidentiality of Your MyPandit identification. You are responsible for all uses of Your account, whether or not actually or expressly authorized by you. You may change your profile by following instructions on the app. You agree that Your account, phone number, and other details may not be transferred or sold to another party. You agree to immediately notify MyPandit of any unauthorized use of Your account or any other breach of security known to You.

6. OUR ACCESS TO YOUR ACCOUNT:

In order to ensure that MyPandit is able to provide high-quality services, respond to customer needs, and comply with laws, You hereby consent to MyPandit employees and agents being able to access your account and records on a case-by-case basis to investigate complaints or other allegations or suspected abuse.

7. MODIFICATION TO SERVICES; BREACH; TERMINATION:

MyPandit may modify or discontinue (in whole or in part) the Services or Your account with us, with or without notice, for any reason without liability to you, any other user, or any third party. Without limiting the foregoing, We reserve the right to terminate your account immediately

  1. if we are unable to verify or authenticate your Registration Data or other information provided by you
  2. if we believe that your actions may cause legal liability for you, MyPandit.com, or all or some of Our other users, or
  3. if we believe you have:
    i. Provided us with false or misleading Registration Data or other information
    ii. Interfered with other users or the administration of the Services
    iii. Violated these Terms of Service or our Privacy Policy.

8. PRIVACY POLICY:

Privacy is very important to us, and as such, Our Privacy Policy, as it may be updated from time to time, available on the Website, is incorporated into these Terms of Service by this reference. We may amend Our Privacy Policy from time to time pursuant to the terms for amending this Terms of Service (as described in the Preamble above). Use of the MyPandit.com Site and/or the MyPandit Service is governed by the MyPandit.com Privacy Policy.

9. REFUND & CANCELLATION POLICY:

  1. Refunds cannot be issued on the order of any reports under any circumstances, once it reaches the “processing” (Allocated to astrologer) stage. Customers are requested to order carefully and with full consideration.
  2. If you wish to cancel an order, please e-mail the customer care team at the support@mypandit.com within 1 hour from making the payment.
  3. The timelines displayed on the site are approximate. We try to adhere to them to a very large extent. However, as these reports are individual and manually generated by our astrologers, some delays are possible. We will try on a best case to deliver as soon as possible. Delays will not be considered as biases for refunds.
  4. We do not consider refunds for in-correct data provided by the customer. We request you to please re-check all your data when entered. mypandit.com will not consider refund requests resulting from the incorrect data provided by you. However, if you email us at support@mypandit.com within an hour of ordering the report, we will consider the changes to be made.
  5. Any delay in the activation of subscription services will be dealt with immediately and compensated on pro-rata biases.
  6. No refunds will be issued on the return of damaged products. By ordering products on mypandit.com, the customer takes full responsibility for any damage caused to the product, post its delivery. In case such an order was made via the ‘cash on delivery’ mode of payment, the customer will be charged the cost of the product, as displayed on mypandit.com and the shipping/ customs/ courier charges or all three as applicable, if the product is returned.
  7. The products and services offered by mypandit.com are not meant to replace any philosophical, emotional or medical treatment. It is offered here as a service. mypandit.com holds no responsibility or liability about the reality or reliability of the astrological effects on the human physiology, by the gems represented and sold on the website. On order, the customer assumes full responsibility upon this matter. Thus, no refunds will be issued on this ground.
  8. Any damage caused to the product while in transit, will be dealt with by mypandit.com and its agencies.
  9. While mypandit.com tries to make sure that the products displayed on the website are delivered to the customer in an as-is condition, the picture may differ slightly from the original product. The customers are advised to exercise discretion in this matter. No refunds will be issued on this bias.
  10. Phone Advise: Please ensure and/or that your contact number is in full coverage area and that you answer the phone when it rings. Any call once connected, will not be refunded.
  11. All refunds will be made after deducting the transaction charges levied by the bank and/or the payment gateway, the cost of shipping or courier charges (back and forth), customs duty and / or any other charges that may have been borne by mypandit.com in processing and/or delivering the service, as applicable.
  12. Duplicate payment against the same order will be refunded in full (without deducting transaction charges on the duplicate payments), after retaining the cost of a singular order.
  13. In case of any dispute related to any service or paid transaction customer needs to first contact the support team of mypandit /Predictive Technologies pvt. Ltd.
  14. In case of any dispute or chargeback customer will get the refund or waiver only up to usage of service.

10. MEMBER BEHAVIOR AND RESTRICTIONS; COMPLIANCE WITH LAWS:

  1. Your right to use our Services is personal to You. You represent that You are an individual and that You are not a corporation or other business entity. You agree not to resell or make any commercial use of the Services without the express written consent of MyPandit.com. You are solely responsible for the contents of your transmissions through Our Website. Your use of the Services is subject to all applicable local, state, national and international laws and regulations. You agree:
    – to comply with all Indian and International laws regarding the transmission of technical data exported from India through the Service;
    – not to use the Website or the Services for illegal purposes;
    – not to interfere or disrupt networks connected to MyPandit.com;
    to comply with all applicable regulations, policies and procedures of networks connected to the MyPandit.com Website; and
    – to comply with all applicable regulations, policies and procedures of networks connected to the MyPandit.com Website; and
    – to comply with all applicable domestic and international laws, statutes, ordinances and regulations regarding Your use of the Services.
    By becoming a Member of the Site / MyPandit Service, you agree to receive certain specific emails and SMS along with calls from MyPandit.
    You agree not to transmit through MyPandit.com any unlawful, harassing, libelous, abusive, threatening, harmful, vulgar, obscene or otherwise objectionable material of any kind or nature.
    You further agree not to transmit any material that encourages conduct that could constitute a criminal offense, give rise to civil liability, or otherwise violate any applicable local, state, national or international law or regulation. Attempts to gain unauthorized access to other computer systems are prohibited.
    You shall not interfere with any other MyPandit.com members’ use or enjoyment of the Website or Services.
    You are under an obligation to report any misuse or abuse of the Site. If you notice any abuse or misuse of the Site or anything which is in violation of this Agreement, you shall forthwith report such violation to MyPandit by writing to Customer Care. On receipt of such complaint, MyPandit may investigate such complaint and if necessary may terminate the membership of the Member responsible for such violation abuse or misuse without any refund of the subscription fee.
    Any false complaint made by a Member shall make such Member liable for termination of his / her membership without any refund of the subscription fee.
    MyPandit reserves the right to withdraw its services to any customer who is found to be unreasonable or abusive during their conversation with an astrologer regardless of the reason.
    While MyPandit will make every effort to resolve any such situation, in case this fails, such customers will be sent a written warning. If it is repeated, the said customer will not be permitted to transact on the platform. Any balance in the customer’s wallet will be refunded, to the extent that a refund is possible.

11. NO WARRANTY. YOU UNDERSTAND AND AGREE THAT:

  1. The services are provided “As-Is” and with all faults. MyPandit.com assumes no responsibility for availability (or lack thereof), timeliness (or lack thereof), deletions, misdeliveries, or failures to store any member communications or personalization settings;
  2. In particular, but not by way of limitation, MyPandit.com may delete e-mail or other accounts or the information therein if the account is inactive for more than ninety (90) days;
  3. Use of the services is at your sole risk, and you will be solely responsible for any damage to your computer system or loss of data that results from the download of such material and/or data;
  4. The services are provided for entertainment purposes only and MyPandit.com, on behalf of itself and its suppliers, disclaims all warranties of any kind, express or implied, including without limitation any warranty of merchantability, fitness for a particular purpose, title, non-infringement and it makes no warranty or representation regarding the results that may be obtained from the use of content or services, the accuracy or reliability of any content obtained through the Services, any goods or services purchased or obtained through MyPandit.com’s website or any transactions entered into through MyPandit.com’s site, and makes no warranty that the services will meet your requirements, be uninterrupted, timely, secure or error-free. No advice or information, whether oral or written, obtained by you from MyPandit.com or through the service shall create any warranty.
  5. The services may consist of the following, without limitation: Astrological content, Reports, Tarot readings, fortunes, numerology, predictions, live telephone consultations, email consultations or products sold through MyPandit.com for the chat/call service offered on this platform on per minute basis and holds no responsibility or liability about the reality or reliability of the astrological effects on the human physiology, by the gems, any other products or services represented and sold on the website. No advice or information, whether oral or written, obtained by you from MyPandit.com or through the service shall create any warranty.
  6. The advisors/consultants/astrologers are also members of the site and not employees of the company. However, MyPandit verifies the degrees, qualifications, credentials, and background of the advisors/consultants/astrologers but we do not refer, endorse, recommend, verify, evaluate or guarantee any advice, information or other services provided by the advisors/consultants/astrologers or by the company, nor does it warrant the validity, accuracy, completeness, safety, legality, quality, or applicability of the content, anything said or written by, or any advice provided by the advisors/consultants/astrologers.

12. DISCLAIMERS/ LIMITATIONS OF LIABILITY:

  1. Please note that this contract strictly limits our liability and MyPandit does not provide warranties for the service. The contract also limits your remedies.
    Astrological counseling offered through MyPandit.com is based on cumulative or individual knowledge, experience and interpretations of astrologers and as such, it may vary from one astrologer to another.
    Astrologers on the panel of MyPandit.com may from time to time make recommendations of using mantras, jantras, gemstones or other astrological remedies to be used by you. Such recommendations are being made in good faith by the astrologers and MyPandit.com and its subsidiaries, affiliates, officers, employees, agents, partners, and licensors make no warranty that :
    (i) the service will meet your requirements
    (ii) the service will be uninterrupted, timely, secure or error-free
    (iii) the results that may be obtained from the use of the service will be accurate or reliable
    (iv) the quality of any products, services, information or other material purchased or obtained by you through the service will meet your expectations and
    (v) any errors in the software will be corrected. You are required to make full disclosure about the emotional, mental and physical state of the person seeking advice from the panel of astrologers of MyPandit.com so that the astrologers make an informed judgment about giving advice.
    Any material downloaded or otherwise obtained through the use of the service is accessed at your own discretion and risk, and you will be solely responsible for any damage to your computer system or loss of data that results from the download of any such material.
    The website is not a suicide helpline platform. If you are considering or contemplating suicide or feel that you are a danger to yourself or to others, you may discontinue use of the services immediately at your discretion and please notify appropriate police or emergency medical personnel. If you are thinking about suicide, immediately call a suicide prevention helpline such as AASRA (91-22-27546669).
    Limitation on liability: you expressly understand and agree that MyPandit.com and its subsidiaries, affiliates, officers, employees, agents, partners and licensors shall not be liable to you for any direct, indirect, incidental, special, consequential or exemplary damages, including, but not limited to, damages for loss of profits, goodwill, use, data or other intangible losses (even if MyPandit.com has been advised of the possibility of such damages), resulting from:
    (i) the use or the inability to use the service
    (ii) the cost of procurement of substitute goods and services resulting from any goods, data, information or services purchased or obtained or messages received or transactions entered into through or from the service
    (iii) unauthorized access to or alteration of your transmissions or data
    (iv) statements or conduct of any third party on the service or
    (v) any other matter relating to the service.
    Notwithstanding anything to the contrary contained herein, MyPandit liability to you for any cause whatsoever, and regardless of the form of the action, will at all times be limited to the amount paid, if any, by you to MyPandit.com, for the service during the term of membership.

13. INDEMNIFICATION:

You agree to indemnify, defend and hold harmless MyPandit.com and its parent, subsidiaries, affiliates, officers, directors, employees, suppliers, consultants and agents from any and all third party claims, liability, damages and/or costs (including, but not limited to, attorney’s fees) arising from Your use of the Services, Your violation of the Privacy Policy or these Terms of Service, or Your violation of any third party’s rights, including without limitation, infringement by You or any other user of Your account of any intellectual property or other right of any person or entity. These Terms of Service will inure to the benefit of MyPandit.com’s successors, assigns, and licensees.

14. PROPRIETARY RIGHTS TO CONTENT:

  1. You acknowledge that the Content, including but not limited to text, software, music, sound, photographs, video, graphics or other material contained in sponsor advertisements or distributed via email, commercially produced information presented to Member by MyPandit.com, its suppliers, and/or advertisers, is protected by copyrights, trademarks, service marks, patents and/or other proprietary rights and laws. You are not permitted to copy, use, reproduce, distribute, perform, display, or create derivative works from the Content unless expressly authorized by MyPandit.com, its suppliers, or advertisers. Moreover, the content such as images, text, designs, etc on all of the portals of MyPandit are taken from various online portals such as Google Images. MyPandit or MyPandit.com is not liable for any copyrights of that content or data.

15. NOTICES:

  1. Except as otherwise stated in these Terms of Service, all notices to a party shall be in writing and shall be made either via email or snail mail. Notice shall be deemed given 24 hours after an email is sent, or 3 days after deposit in the snail mail, to Member at the address provided by Member in the Registration Data and to MyPandit.com at the address set forth below:
    Predictive Technologies Private Limited., Ahmedabad – 380054 , Gujarat, India.

16. GENERAL PROVISIONS:

These Terms of Service will be governed by and construed in accordance with the laws of India without giving effect to any choice of law principles that would require the application of the laws of a different state. If for any reason a court of competent jurisdiction finds any provision or portion of these Terms of Service or Privacy Policy to be unenforceable or invalid, such provision shall be changed and interpreted so as to best accomplish the objectives of such unenforceable or invalid provision within the limits of applicable law, and the remainder of the Terms of Service or Privacy Policy, as applicable, will continue in full force and effect. Headings are for reference purposes only and in no way define, limit, construe, or describe the scope or extent of such section. Any waiver of any provision of the Terms of Service will be effective only if in writing and signed by MyPandit.com. These Terms of Service constitute the entire agreement between the parties with respect to the subject matter hereof and supersedes and replaces all prior or contemporaneous understandings or agreements, written or oral, regarding such subject matter.

17. IN CONCLUSION:

  1. a) We would be pleased if this Server had served to the maximum satisfaction of users.
    b) We will gladly receive all the warnings, ideas and tips on improvements that can be sent through the service CONTACT at the bottom of the page.

18. DISPUTES:

Any dispute, controversy, or claim arising out of, relating to, or in connection with this Agreement shall be settled by binding arbitration in accordance with the commercial arbitration rules in the Indian Law. The arbitration shall be conducted by a single arbitrator, selected in accordance with the rules in the Indian Law, and judgement on the arbitration award may be entered in any court having jurisdiction thereof. Notwithstanding the foregoing, either party has the right to seek any interim or preliminary relief from a court of competent jurisdiction in Ahmedabad in order to protect the rights of such party pending the completion of any arbitration hereunder, and both parties agree to submit to the exclusive jurisdiction of the courts of India and venue in Ahmedabad, Gujarat for any such proceeding.